Secure Savings, Steady Growth

Introduction

Fixed Deposits (FD) and Recurring Deposits (RD) are safe and reliable savings instruments that offer guaranteed returns. They are ideal for individuals looking to grow their wealth without exposing their investments to market risks. KFINSERV PRIME WEALTH PRIVATE LIMITED provides a range of FD and RD options tailored to your financial goals.

What Are Fixed and Recurring Deposits?

Fixed Deposits are one-time investments where a lump sum is deposited for a specific period at a fixed interest rate. Recurring Deposits, on the other hand, allow you to save small amounts regularly and earn interest over time. Both options provide stability and security for your savings.

Types of Deposits

• Standard Fixed Deposits: One-time investment for a fixed term with assured returns.
• Tax-Saving Fixed Deposits: Eligible for tax benefits under Section 80C of the Income Tax Act, with a lock-in period of five years.
• Senior Citizen Fixed Deposits: Offers higher interest rates for individuals above 60 years of age.
• Recurring Deposits: Monthly investment plan for disciplined saving and steady growth.
• Flexi Deposits: Combines the benefits of FDs with liquidity, allowing withdrawals as needed.

Features of FD and RD

• Guaranteed returns with fixed interest rates.
• Flexible tenures ranging from a few months to several years.
• Low-risk investment option for financial security.
• Tax benefits available with specific deposit schemes.
• Higher interest rates for senior citizens.
• Option for premature withdrawals (terms apply).
• Compounding interest to maximize your savings.

Conclusion

Fixed Deposits and Recurring Deposits are excellent choices for individuals seeking safe and stable investment options. With guaranteed returns and flexible plans, KFINSERV PRIME WEALTH PRIVATE LIMITED helps you achieve your savings goals effortlessly. Secure your future today with our FD and RD offerings.